Common Card & Payment Switch (CCAPS) / LankaPay Common ATM Switch (CAS)
With the first phase of the Common Card & Payment Switch (CCAPS)  launched under the flagship brand of LankaPay, the network has revolutionized ATM based services in Sri Lanka. LankaPay  member bank customers are now able to enjoy island wide, secure ATM access at all ATM’s of the participating banks at the most affordable rates. Previously, consumers may have been reluctant to use their ATM or Debit Card at another bank ATM, due to high costs of cash withdrawals or due to security concerns.
LankaPay Common ATM  Network   went  live with the participation of two local banking giants namely Bank of Ceylon & People’s Bank. Currently the network has 28 Banks and Financial institutions connecting over 4000 ATM’s  which makes LankaPay the Largest Common ATM Network in the country.  The member banks /Institutes include Bank of Ceylon, Commercial Bank, ICICI Bank, HNB, NDB, People’s Bank, Seylan Bank, Union Bank, NTB, Standard Chartered, Cargills Bank, Habib Bank, Regional Development Bank, Pan Asia Banking Corporation, Sampath Bank, Public Bank, DFCC Bank,  HDFC Bank, MCB bank,  NSB bank, Axis Bank, Amana Bank, HSBC Bank, Commercial Credit and Finance, Bimputh Finance Plc, State Bank of India, Indian Bank and Sarvodaya Development Finance. All other commercial banks have committed to this national initiative and  some are already in the process of integrating to LankaPay.