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JustPay is one of the breakthrough payment products of LankaPay that allows customers to make retail payments using smart mobile devices by transferring funds from their current or savings account to the merchant’s account directly. With a slab based, extremely low tariff scheme, JustPay provides a convenient, secure and affordable option for retail payments which are primarily made by cash and cards.
Based on a request from the Government and a directive from the Central Bank to support digital transactions in the country, the initial per transaction limit of Rs. 10,000 has been increased to Rs.25,000 with effect from 2nd April 2020.
JustPay is initiative that is aptly supported by the Central Bank and aims to convert over 95% of the retail transactions that currently made via cash into electronic modes.
If you are a customer of any JustPay Issuer Bank, all you need to do is register once with your bank details on any of the JustPay enabled payment apps and select JustPay every time you need to make a payment.
you can simply register with the following apps with your bank account details and enjoy the convenience of being able to pay via your mobile conveniently and securely.
Make sure that you have registered for sms alert for banking transactions with your bank in order to facilitate your registration with JustPay.
Currently, customers of following banks and financial institutions can now JustPay
| Value of the Transaction | Maximum Customer Fee |
|---|---|
| 8,000 < Transaction Value ≤ 25,000 | Rs. 20.00 |
| 6,000 < Transaction Value ≤ 8,000 | Rs. 16.00 |
| 4,000 < Transaction Value ≤ 6,000 | Rs. 12.00 |
| 2,000 < Transaction Value ≤ 4,000 | Rs. 8.00 |
| 1,000 < Transaction Value ≤ 2,000 | Rs. 4.00 |
| 250 < Transaction Value ≤ 1,000 | Rs. 1.00 |
| 100 < Transaction Value ≤ 250 | Rs. 1.00 |
| 50 < Transaction Value ≤ 100 | Rs. 1.00 |
| Transaction Value ≤ 50 | Rs. 1.00 |
Note – The above are the maximum customer fees as regulated by the Central Bank, however this may vary based on the mobile application subject to the maximum fees given above.
1. Is JustPay an app or a payment gateway?
No. JustPay is a mode of making retail payments by transferring money directly from your account to the merchant’s account?
2. What do I do if I am to use JustPay?
Simply download any JustPay enabled mobile payment application, register with your bank details one time. Thereafter, every time you want to make a payment simply select JustPay.
3. Will it be safe for me to save my bank account details with a mobile payment application?
All mobile payment applications, banks and financial institutions that are connected to JustPay are regulated by the Central Bank. When you register for JustPay with any mobile payment application, your bank account details are saved with the merchant’s bank/financial institution. There are a number of security measures taken to ensure that your bank details are secure.
4. What are the do’s and don’t of using JustPay?
5. Do I have to register with every mobile payment application that I use for JustPay?
Yes
6. What if I make an error in making a payment via JustPay?
There is an inbuilt despite resolution system for JustPay, same as with debit and credit cards. If you make an error in making a JustpPay payment, please inform your bank in writing of the same.
